The line graph tracked your spending as the month progressed in relation to where your spending was at for the month before, which made it a great tool for people wanting to lower their overall spending. What I liked about Clarity was that it provided additional tools for budgeting that let you separate your income from your spending with a line graph. Marcus, however, appears to have gotten rid of the budgeting feature that really kept me on Clarity in the first place. The interface was also almost exactly the same as Clarity Money but offered fewer features than Clarity did before and really pushed me to open additional accounts with Marcus’ other financial products. I was able to get my bank information integrated in just a few seconds since the platform integrates with Plaid, which connected to my bank through Face ID. The setup on Marcus Insights was pretty seamless. The financial insight app is being touted as a piece of the puzzle in the future of banking, but since I bank elsewhere, I chose to only opt for its financial insights tool. I figured it might be best to first check out Marcus Insights, the app that Goldman is investing its resources into now that it’s shuttered Clarity Money. I tried a few apps out and have used some in the past, so I’ve rounded them up below and compared the ones that come highly recommended with the one that Goldman wants me to sign up for now that Clarity is no more. So now that I’ll be spending my weekend connecting my bank information to a new budgeting app, I figured I would document my journey for the other Clarity Money users that are in the same boat. The news of the shutdown was abrupt for users that calculated their budget with the app, myself included.
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